Online Payday Loan Application Form

Get Started with Loans in a Day

Looking for the best payday loans near you? Loans in a Day is here to help you. We provide $100 to $1,000 or more (for installment loans) depending on state regulations.

We provide an entirely online payday loan process, and if authorized, you can obtain the cash within 1 business day in almost all cases. We also provide bad credit and no hard credit check choices. With SSL secured connection, we provide an easy and confidential process, and there are no hidden charges or fees to use our service.

To begin, just fill out our short and secure online payday loan application form in just a few minutes!.

Personal Information

Amount Needed*

First Name*

Last Name*

Email Address*

Home Phone*

Cell Phone*

By submitting your information, you certify you are at least 18 years of age and a US resident, and agree to the terms of our Privacy Policy and Terms of Use. *

Home Address*

Apartment Number

Zipcode*

Please Select Residence Type*

Social Security Number*

D.O.B ( TCPA disclosure )

Month*

Day*

Year*

Valid Driver's License/ID Number*

Select State*

Loan Purpose*

Best Time to Contact

Are you in the military?

Yes

Income & Employment Information

Employer*

Employer Contact Name

Job Title/Position*

Zip code*

Employer Work Phone*
We never contact your employer

Type Of Income*

Monthly Income*

Frequency*

Select Next Paydate*

Select Following Date of Pay*

Banking Information

Enter Bank Name*

Enter Bank Routing Number*

Enter Bank Account Number*

Bank Account Type*

Do you have Direct Deposit?

Yes

How did you hear about us?

By clicking 'Get Started Now', I affirm that I have read, understand, and agree to the Disclaimer, Privacy Policy and Terms of Use. My click is my electronic signature, and I authorize you to share my information with lenders and partners that might use SMS messaging, auto-dialers or prerecorded telemarketing messages to call or text me on my mobile phone or landline. I understand that consent is not required to obtain a loan. I further understand that I have no obligation to accept a loan once I am connected with an available lender and that not all applicants will be approved for a loan. I further understand that the operator of this website is not a lender, loan broker, or agent for any lender or loan broker and does not make credit or loan decisions. You understand and agree that by submitting your loan request, you are providing written instruction under the Fair Credit Reporting Act authorizing our direct lending partners, with whom your request is shared, to use third party services to obtain information relating to you and to verify any information that you provide including, without limitation, your social security number, address, phone number, bank account information and employment history. Some lenders may also obtain your consumer credit report, credit score, and other information from any consumer reporting agency in order to provide you with quotes and verify your identity.

FAQs

Yes, with our SSL secured connection and advanced security software, it’s safe to request a cash advance at Loans in a Day.

No, we are a referral service to more than 100 direct lenders.

Yes, you need a checking account to request a loan.

You will receive your money within 1 business day, in almost all cases. Be aware that your bank may delay processing as part of its procedures, and this may make your loan accessible after more than 24 hours.

Payday loans often charge a flat fee for every $100 you borrow. Depending on your state law and the maximum amount your state allows you to borrow, this fee might range from $10 to $30 for every $100 borrowed. A cost of $15-20 per $100 is typical.

Payday loans are repaid on your next pay date in most cases. This varies by state so ask your lender what repayment options are available to you.

However, if you borrow a higher sum, such as $1,000+ you may choose to extend payback over 12 months or more depending on state law where you reside.

The lender will automatically deduct repayments from your bank account when they are due per your loan agreement.

It is preferable to make loan payments on time, but if you cannot do so, being slightly late is preferable to being extremely late. Make every effort to send your payment to the lender within 30 days of the due date.

No matter what, contact your lender as soon as you think you may be late. Most lenders will work with you to establish a new payment date.

Your payday loan request may be rejected because:

You don’t have enough current income
You don’t have a bank account
There are overdrafts on your bank account
You get paid in cash
You’ve filed for bankruptcy recently
You aren’t a US citizen or permanent resident
You aren’t old enough
You already have an unpaid payday loan

Online Payday Loan Application Form - Apply Now!

Get Started with Loans in a Day

Personal Information

Income & Employment Information

Banking Information

FAQs

Is it safe to apply for a cash advance at Loans in a Day?

Is Loans in a Day a direct lender?

Do I need a checking account to request a loan?

How soon will I have my money?

How much does a payday loan cost?

How do I repay my loan amount?

What can I do if I cannot repay my loan?

Why is my payday loan request getting rejected?